Insurance Services

Combined Insurance

“Let’s make this easy.” It’s our motto – and your job.
When you work with Combined Insurance, you’re working with a company that takes pride in offering people clearly-stated policies. So families can be sure they’re getting the coverage they want. We pay cash directly to you if you are sick or hurt and cannot work.

Combined Insurance is one of the leading providers of supplemental insurance products, with offices throughout North America. We’re rated A+ (Superior) by A. M. Best, the most widely recognized provider of insurance industry ratings, and we have over 5 million supplemental insurance policies in force in North America and pay out almost half a billion dollars in claims every year – nearly $1 million every business day.

Specializing in insurance for disability, health, and medicare supplement.

Contact: Ladie Juszkiewicz
Northwestern Mutual

For generations, we’ve been helping our clients achieve their financial goals. Whether saving for a first home, college for the kids, more freedom during retirement or all three, comprehensive financial plans and long-term relationships with financial representatives help ensure that our clients meet each of life’s milestones with financial confidence.

We’re committed to making our communities stronger, too. Across the country and in our hometown, our giving and volunteerism are focused on improving education, revitalizing neighborhoods, curing childhood cancer and bringing hope to families fighting the disease.

Wenonah Leonetti
555 Long Wharf Drive, Suite 100
New Haven, CT 06511

Areas of Expertise: Business Continuation Planning, Business Risk Management, Business Succession Planning, Business Valuation Planning, Estate Planning, Financial Planning, Retirement Planning, Special Needs Planning, Life Insurance Planning, Long Term Care Planning, Disability Income Planning
Pensky Planning, LLC ~ Solutions for Life’s Uncertanties


Lynn Pensky is an independent Life and health insurance producer specializing in long term care planning. Known for her straightforward approach, Lynn has helped individuals, businesses and organizations to understand the complexities of planning for long term care and the many options available for financing it. Having strategic alliances with top carriers, Lynn sits down one on one and customizes a plan based on personal needs and circumstances.

While protecting families throughout the Northeast, Lynn consults with certified financial planners, attorneys and Certified Public Accountants to help assure one’s independence and dignity without sacrificing assets of quality of care.

Lynn has contributed to the community as a participant and supporter of the Alzheimer’s Memory Walks, the American Heart and American Cancer Society’s events and fundraisers.

She is licensed to transact business with residents in Connecticut, Massachusetts, Rhode Island and New York and is partnership certified as well.

In her former career Lynn was a middle school teacher in the New Haven, CT public school system. She and her husband Alan live in Hamden with their dog, Nikki.